Gumroad vs OnlyFans
Side-by-side comparison on fees, payouts, monetization, and audience ownership.
Platform fee
10% · + $0.50 per sale
20% · of revenue
Payout speed
weekly
weekly
Minimum payout
$10
$20
Countries
Stripe- or PayPal-supported
Wide global coverage via bank transfer
Email list export
Full access
Limited
Custom domain
Yes
Yes (subdomain)
Community features
None (storefront, not community)
DMs, comments, live streams
Best for
Course creators, artists, beginners selling digital products
Adult and NSFW creators wanting the largest subscription audience
Gumroad vs OnlyFans: which one wins?
Gumroad charges 10% (+ $0.50 per sale) versus OnlyFans at 20% (of revenue).
On payout speed, Gumroad pays weekly while OnlyFans pays weekly. No difference here.
For audience ownership, Gumroad offers full access email export and OnlyFans offers limited. Email portability matters most for creators planning to migrate later or build a list independent of any single platform.
Best for: Gumroad suits course creators, artists, beginners selling digital products. OnlyFans fits adult and nsfw creators wanting the largest subscription audience.