Gumroad vs Ko-fi
Side-by-side comparison on fees, payouts, monetization, and audience ownership.
Platform fee
10% · + $0.50 per sale
0–5% · 0% tips · 5% sales
Payout speed
weekly
instant
Minimum payout
$10
$0
Countries
Stripe- or PayPal-supported
PayPal- or Stripe-supported
Email list export
Full access
Limited export
Custom domain
Yes
Yes (subdomain)
Community features
None (storefront, not community)
Comments and DMs
Best for
Course creators, artists, beginners selling digital products
Visual artists, beginners, small audiences, fee-sensitive creators
Gumroad vs Ko-fi: which one wins?
Gumroad charges 10% (+ $0.50 per sale) versus Ko-fi at 0–5% (0% tips · 5% sales).
On payout speed, Gumroad pays weekly while Ko-fi pays instant. For creators where cashflow matters, the faster cadence usually wins.
For audience ownership, Gumroad offers full access email export and Ko-fi offers limited export. Email portability matters most for creators planning to migrate later or build a list independent of any single platform.
Best for: Gumroad suits course creators, artists, beginners selling digital products. Ko-fi fits visual artists, beginners, small audiences, fee-sensitive creators.