Fansly vs Ko-fi
Side-by-side comparison on fees, payouts, monetization, and audience ownership.
Platform fee
20% · of revenue
0–5% · 0% tips · 5% sales
Payout speed
weekly
instant
Minimum payout
$20
$0
Countries
Most countries; some content restrictions
PayPal- or Stripe-supported
Email list export
Limited
Limited export
Custom domain
Yes (subdomain)
Yes (subdomain)
Community features
DMs, comments, live streams
Comments and DMs
Best for
Adult content creators wanting multi-tier subs and PPV
Visual artists, beginners, small audiences, fee-sensitive creators
Fansly vs Ko-fi: which one wins?
Fansly charges 20% (of revenue) versus Ko-fi at 0–5% (0% tips · 5% sales).
On payout speed, Fansly pays weekly while Ko-fi pays instant. For creators where cashflow matters, the faster cadence usually wins.
For audience ownership, Fansly offers limited email export and Ko-fi offers limited export. Email portability matters most for creators planning to migrate later or build a list independent of any single platform.
Best for: Fansly suits adult content creators wanting multi-tier subs and ppv. Ko-fi fits visual artists, beginners, small audiences, fee-sensitive creators.